Paydenfunds goes to great lengths to ensure that shareholder account information is highly secure. Required software Paydenfunds selected software that supports the secure transfer of information via two-way encryption technology (i.e. the more recent the browser version, the more secure the encryption). One of the following is required: Netscape Navigator 4.0+ Internet Explorer 4.0+ America Online 3.0+ Download the appropriate browsers if you don’t have the required software or if your version is older than indicated above. A small symbol in the corner of the screen indicates that the connection is secure and all data is encrypted. Different symbols will appear based on the browser: Netscape Navigator: small blue key in the lower left Internet Explorer: small lock in the lower right AOL: pop-up menu Visit the following sites for more information on software encryption: Netscape: http://www.netscape.com/products/security/index.html Microsoft: http://www.microsoft.com/security Passwords required Passwords are required for each client to access their account information. Secure passwords prevent unauthorized users from accessing personal account information.

How to register: 1. Click Register (just below the login boxes). 2. Enter your Paydenfunds account number and social security number. 3. Choose a user ID and password. The user ID and password that you choose will be used to access your account in the future. The password must be a minimum of 6-8 characters. It must also contain at least one number and one letter. The remainder of characters can be any combination. Important: As a security measure, Paydenfunds does not keep a record of your password. Therefore, it is important to write it down or remember your password. Contact us if you forget your password. Select continue to proceed. 4. Read the disclaimer. You can complete the registration process after you have accepted that you agree to the terms set forth in the disclaimer. Click OK if you agree. 5. Indicate whether or not you would like to receive statements, confirmations and/or regulatory items electronically. 6. View Paydenfunds' online transaction agreement. Select the services you would like (purchases, exchanges, redemptions) and click submit. Contact us to deactivate your web access at any time. REGISTER